Travel More With These Money Saving Travel Tips

If I won the lottery…the first thing I would do is travel.

We’ve all said this or heard this. It’s true that travel can be expensive, but it isn’t necessarily as costly as you might think. Not only that, but spending more money doesn’t necessarily mean you will have a better time. Thankfully there are a lot of money-saving steps you can take to help lower your travel costs. Here are some of my best money saving travel tips to help you realize your travel dreams, without the lottery.

Walking in Kowloon, Hong Kong.

Walking in Kowloon, Hong Kong. One of our favorite free things to do is just wander around and just take in the unique surroundings.

Saving on accommodations

vacation rental in Spain with pool

Our inexpensive vacation rental in Spain included this pool to cool off in. Plus it was pet-friendly.

Generally, if you stay in major luxury hotel chains, you will be surrounded by other tourists.The service will be efficient but impersonal. There will be lots of amenities in the hotel you may or may not need, and you won’t need to leave the premises to eat or shop. Sometimes we enjoy these hotels for a couple days, and some are destination-worthy in themselves. But the places most memorable to us are the smaller family-run hotels or independent vacation rentals. I remember the tea and greeting we received upon arrival at the small inn where we stayed in Istanbul,“Come in, sit down, you are at home now.”

  • Before booking a hotel, check for additional fees such as resort fee” or wifi fee. You are much more likely to be charged these fees at a luxury hotel than at budget or independent accommodations. We had a dispute at our hotel in Hong Kong at check-out, because we didn’t see the fine print that we would be charged wifi fees per device. With two phones and two laptops that would have come to $40/day! Luckily it was waived after a discussion with the manager.
  • If breakfast is included in your accommodations, it will save both time and money.
  • Traveling off-season, or even adjusting your dates by a few days can make a big difference in the price of flights and hotels.
  • Spend a week or more at each location to get a weekly/monthly rate. By spending more time at fewer locations you will have more time to relax and get to know the area, plus lower your transportation costs.
  • Consider booking a vacation home or apartment, especially if you are staying a week or more. It is often more spacious, and you can save more if it includes a kitchen. Try Airbnb, VRBO, or Also try specialty sites focused on the region you are visiting (always read the reviews).
  • Stay part of the time in smaller towns or villages instead of only the major cities. You will have a great experience plus save money on accommodations. The culture of a place is often much more apparent in the smaller towns than the big cities.
  • For longer stays try house-sitting. We haven’t tried this yet, but many love it. In exchange for taking care of a home (and often a pet) while the owners are away, you get free accommodations. and are two popular sites if you are interested.

Saving on things to do

You’ve come all this way, so make sure to allow money for activities. But there are often deals if you look for them.

  • Visit museums that are free or offer free days, such as MoMA’s free Friday nights in New York City. In London, some of the best museums such as the National Gallery and British Museum are always free.
  • Event tickets: Sometimes tickets are available from more that one source. I was looking for tickets to Michael Jackson ONE by Cirque du Soleil, and first checked Ticketmaster where the price was $223 each plus service charge, but I got better seats for only $132 each by calling Cirque du Soleil directly.
  • Check online for coupons or promo codes for attractions you want to visit.
  • Look for local free things to do, such as markets and festivals.
  • Check out city passes for your destination to see if what they offer is a good value for you. A bonus with these can be skipping the long ticket lines.
  • Spend time in the great outdoors! Visiting city parks or hiking in natural areas is usually free.
Near Windermere, in beautiful British Columbia, Canada.

Near Windermere, in beautiful British Columbia, Canada.

Transportation savings

Small cars are better for navigating narrow streets in Europe.

Small cars are better for navigating narrow streets in Europe.

  • If you’re traveling outside of North America, renting a smaller car will not only save you money on the rental and fuel; but will make parking and driving on narrow old streets much easier.
  • Car rental reservations usually have free cancellation, and prices fluctuate, so use this to your advantage. We recently reserved a car in Toronto for $325. When I checked a couple weeks later, it was going for $183 at the same rental location. So I cancelled and rebooked my reservation.
  • Walk or bike when you can, instead of always taking a taxi. You will see so much more, save money, and work off that extra croissant.
  • Saving money on flights is a big topic in itself. Here are some tips to save money on flights.
  • Avoid checked baggage fees by traveling light with a carry-on instead–but be aware of airline size and weight restrictions.
  • Don’t automatically rule out a farther destination because of the higher airfare. If the cost-of-living is lower, savings on accommodations and food might still make it a bargain.

Eat, drink, and be merry by saving on dining

menu del dias (set menu of the day) in Spain

The first courses of our menu del dias (set menu of the day) in Spain. This is a full meal, usually including beverage, that is meant to be affordable for the average worker.

  • Go to that fancy restaurant you wanted to try, but save by eating at lunch time instead of dinner.
  • Walk a couple blocks off the main tourist strip and you will find restaurants that are cheaper, and with better food and service.
  • Eat like a local – because eating the same foods you do at home can cost a premium. And this is part of the adventure!
  • Shop at the local market or grocery store for a great picnic.
  • Ask for tap water in restaurants, unless the water quality is questionable. Also save by bringing a refillable water bottle.
  • Look for happy hours, pre-theatre or prix fix menus for great dining deals.

Saving money on money

  • Use a credit card with no foreign exchange fees. (We use a Chase Marriott Visa for this)
  • Check into your banking options before you go. See if they have international partners, or a plan that will allow you to reduce ATM fees.
  • Pay in local currency. Some larger stores will ask if you would like to pay in Canadian dollars or US dollars, and then charge higher than average exchange fees.

More ways to save

  • Bring proper ID for senior, student and member discounts (such as AAA).
  • Sign up for a travel rewards credit card, or two or three…
  • Choose a less pricey destination with a favorable exchange rate.
  • Cell phone – check before you go. You can adjust your plan to include long distance or data, rent a local cell phone, or stick to wifi and Skype or FaceTime.

Do you have any money saving travel tips to share?

26 replies
  1. David
    David says:

    Thank you so much for the great travel tips. I don’t understand people who travel to faraway places and then want to eat the same food they do at home. That’s just crazy. Half the fun of travelling for me is trying as much of the local cuisine as I can 🙂

  2. Patti Morrow
    Patti Morrow says:

    Great composite post with lots of tips! I agree with you, especially about walking around and finding places to eat that are outside of the tourist zone. The food is not only less expensive, but I usually find it is much better, and there are usually locals that make for much more interesting conversation.

  3. Anita @ No Particular Place To Go
    Anita @ No Particular Place To Go says:

    It’s always great to feel like we’ve gotten the best value for our money and your list of ideas is well thought out and comprehensive. FYI: Another credit card with no international fees is Capital One which is our “go to” card. For Charles Schwab account holders a terrific debit card that we use reimburses the ATM international transaction fees at the end of each month. And I completely agree with your statement that “spending more money doesn’t necessarily mean you will have a better time.” So many of our perfect travel days have cost little or nothing!

    • Shelley
      Shelley says:

      Thanks Anita. The Charles Schwab card sounds great. I’m envious of the great credit card bonuses and perks I see available in the US. We’re Canadian, and don’t have quite as good card benefits, but I take advantage of whatever perks I can find!

  4. jenny@atasteoftravel
    jenny@atasteoftravel says:

    Great tips Shelley. We’ve just spend eighteen months on the road and were able to fund it by putting into action many of the tips you mention. Our best decision was to rent our house out which then provided funds for our accommodation on the road. Day to day travel expenses were cheaper than living at home so it was a win win situation for us.

    • Shelley
      Shelley says:

      Thanks Jenny. It’s great to hear your positive experience renting out your house, as we’re thinking of doing the same thing in the next year. A bit scary for me to do, hoping to have good tenants…but so many benefits.

  5. Paula McInerney
    Paula McInerney says:

    Great tips and I agree with all of them, especially walking every where and eating like a local. We aim to get away from “the” must see areas as generally the prices are over inflated and the food not as good. Head into back streets and get a very authentic experience

  6. Carole Terwilliger Meyers
    Carole Terwilliger Meyers says:

    This is a great list of money-saving ideas! It is worth book-marking and re-reading every so often. A really good one that we often forget is to have lunch instead of dinner at a fine-dining restaurant. We often follow this with a light dinner picnic picked up along the street.

  7. Josie
    Josie says:

    Hi Shelley,
    All good tips — and they result in the ability to travel longer and farther!
    With your tip: “Use local currency,” you make a very good point. I’ll take it one step further in terms of credit cards. Merchants often ask if you want the purchase charged using Euros of dollars, (for instance). Always choose the local currency because, as you state, the merchant can add a high exchange rate onto the sale.
    Wishing you many lengthy travel adventures,

  8. Kay Dougherty
    Kay Dougherty says:

    Those resort fees make me crazy – I always ding properties for them when I do my Trip Advisor reviews because I want to be sure people are aware. I’ve found that many cities have free walking tours if you google that for the destination and those can be great. I follow the same practices you do when renting cars but Americans need to know that those small cars are almost always a manual shift which a lot of people don’t know how to drive. I learned on one so it isn’t an issue but I’ve had other people be presented with one and act like they were told to ride a tarantula~

    • Shelley
      Shelley says:

      Really eh? Just include the extra $20 in the room rate, since the “resort fee” is not optional. Free walking tours are a great tip, and I should take advantage of them more often. Good point that most European small cars are manual shift. For people not used to that it could be a more exciting drive than planned!

  9. Donna Janke
    Donna Janke says:

    Great tips. I am always surprised by how many free museums one can find. And in many places just walking around is one of the best activities. I like to find accommodations that have some kind of kitchen facilities, even if it is only a small fridge. That way, we can eat breakfast in before venturing out. And the occasional meal eaten in not only saves money but provides a break from restaurant food and a chance to relax a bit.


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